Just a simple question.
At the time of opening a bank account can you request banker not to use your middle name if you do not want to use it.
Lets say my name is Tom Tim Hall and i just want them to use Tom Hall instead of use Tom Tim Hall..... and if full name also appears on your ids such as bills etc , does it make a difference.
Thanks.
I've had success with plastic cards in the past. Typically my banks print the name on the card as (Title) (First Name) (Initial) (Surname) and it irritates me that my full first name is used (I tend to use an abbreviation of it in real life). I've always been allowed to have the card re-issued with (Title) (First Initial) (Surname) before.
Hope that helps.
Hazza
NatWest ask you how you'd like your name to appear on your card, but insist in using your title (i.e. I asked for "John Smith" and when it came through it said "Mr John Smith" - that is, if my name was John Smith!). I've never known any other bank ask you for a Current Account, however, AmEx and Bank of Ireland both ask you how you would like your name to appear on their credit card.
NatWest ask you how you'd like your name to appear on your card, but insist in using your title (i.e. I asked for "John Smith" and when it came through it said "Mr John Smith" - that is, if my name was John Smith!). I've never known any other bank ask you for a Current Account, however, AmEx and Bank of Ireland both ask you how you would like your name to appear on their credit card.
SOME people at Natwest bother asking. Not all, the default is
<first name><middle initial><surname><br />
<br />
No one at amex asked me but it cames with just my initials which was good.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">NatWest ask you how you'd like your name to appear on your card, but insist in using your title (i.e. I asked for "John Smith" and when it came through it said "Mr John Smith" - that is, if my name was John Smith!). <br />
<br />
I would have though that, in theory, this is an easy first line of defence against fraud - Man using a womans card etc. If you just asked for initials with no title then theres no telling whether its a man or womans card.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">I would have though that, in theory, this is an easy first line of defence against fraud - Man using a womans card etc. If you just asked for initials with no title then theres no telling whether its a man or womans card.<br />
<br />
The person using the till gets to see if it belongs to a man or a woman. plently of banks issue cards that just say "J Smith" no title.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">I prefer to have my first name than my initial, and it's very definitely a boys name!<br />
<br />
The title thing identifying the gender doesn't hold up for Dr, Prof, etc.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">Barclaycard issue cards saying J SMITH, Lloyds default to MR JOHN A SMITH...<br />
<br />
...but then again my old nectarc ard had MRS B SURPRISED written on it...</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">The person using the till gets to see if it belongs to a man or a woman. plently of banks issue cards that just say "J Smith" no title.<br />
<br />
Of course, with chipnpin, the cashier should never touch your card - in theory at least...;)</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">It appears on the screen, of the till, or the chip and pin units they have in say a restuarant.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">I had a new card issued with a new surname recently with RBS, Barclaycard and Natwest. They all assumed my new surname was a divorce (even though I changed it by deed poll IN the branch) and issued me new cards with MISS on them.<br />
<br />
So I phoned them up and got them re-issued properly. Geez!<br />
<br />
Anyway, they'll put whatever you want on your card (provided it is some form of your name!) and you can keep calling until they get it right. :)</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">My A&L card just has my initial and surname, for some strange reason my middle initial doesnt appear anywhere - my card says initial, surname but my cheque book says Miss initial surname.... but my partner's card says first initial, middle initial, surname! Weird. <br />
I used to work in retail and I actually had to stop a woman using a card that blatently wasnt hers.. 'oh, its my husbands!' she used to say, but who was to say it was????? It all jsut comes down to the issuing bank - I know that Capital One automatically issue cards with full first name and no title but you can request for an initial or title to be used as well.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">It appears on the screen, of the till, or the chip and pin units they have in say a restuarant.<br />
<br />
I didn't know that - the last time I worked as a cashier we put the cards in the big swipe machine that printed the details through 4 pieces of carbonised paper. And incidentally, on the bottom of the machine was sellotaped a list of account numbers that were banned for whatever reason, and we had to look at the customer's card then surreptitiously check under the machine! 'Twas Marks and Spencer many years ago. :D<br />
<br />
Back to the OP's question, the last time I remember being offered how my name would look on cheques/plastic was well over 10 years ago. None of the accounts I currently use have had any option like this.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">well lloyds tsb asked me what I want on my card :D i desired for a middle name initial and a surname :).....<br />
<br />
<br />
and manchester city rules after my surname hehe...its a big card</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">I didn't know that - the last time I worked as a cashier we put the cards in the big swipe machine that printed the details through 4 pieces of carbonised paper. And incidentally, on the bottom of the machine was sellotaped a list of account numbers that were banned for whatever reason, and we had to look at the customer's card then surreptitiously check under the machine! 'Twas Marks and Spencer many years ago. :D<br />
<br />
Back to the OP's question, the last time I remember being offered how my name would look on cheques/plastic was well over 10 years ago. None of the accounts I currently use have had any option like this.<br />
<br />
I remember that too when they had the list of number to look out for and when the Bank of Credit and Commerce went bust and we had to turn away all of their cards causing some anger.</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">very interesting, I didn't know you could get the presentation of the name on your card changed<br />
<br />
mine's annoyed me for years, they've put it in the format ... Mrs - my first name initial & middle name initials all run together - my surname, so it looks as though I've got a bizarre, unpronounceable Christian name consisting entirely of consonants, I've even had someone at the post office collection counter comment on it & ask me how to say it :rolleyes:<br />
<br />
phone call to my bank this morning I think</div></div><br />
<div class="post"><div class="posttop"></div><div class="posttext">Just a simple question.<br />
<br />
At the time of opening a bank account can you request banker not to use your middle name if you do not want to use it.<br />
<br />
Lets say my name is Tom Tim Hall and i just want them to use Tom Hall instead of use Tom Tim Hall..... and if full name also appears on your ids such as bills etc , does it make a difference.<br />
<br />
Thanks.<br />
<br />
You're under no obligation to tell anyone (except official Govt. ID's docs so it can be matched to birth records) your middle name so If you don't want them to know just don't put it on the application. In fact many forms only ask for Forename, Surname and even more UK computer systems do not permit space for additional names.<br />
Many middle names are not classed as 'legal' names, but what people acquire for varying reasons or they swap fore and middle, but it is perfectly legal to use them, even though they may not have 'legally' been ammended by deed poll.</div></div><br />
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