Home-HSBC card experiences

HSBC card experiences


Who else has this card?
How do they treat you?
I've got 3 months of 0% APR and then I'm on 16.9%
Do they give automatic CL increases, or do you have to apply?
Do they have a reputation of suddenly upping your APR or slashing your CL?

Im quite anti-hsbc beacuse of my experiences with them. ive just got a loan to pay my card off when they upped my card from 16.9% to 24.9%. They didnt slash my limit but they are pretty difficult to deal with. just my experience though

Ilian, why did they up your APR?

I'm a HSBC customer, have been for years. Customer service has been excellent whenever a problem has arisen.

I'm a HSBC customer, have been for years. Customer service has been excellent whenever a problem has arisen.

So they haven't stitched you up? That's good. Have they give you credit limit increases?

So they haven't stitched you up? That's good. Have they give you credit limit increases?

Lets be honest, who comes on the internet to praise about any form of customer service? You'll only really find negative views. So I wouldn't hold out for it. No, they've not stitched me up either. If i've had a problem then customer services have sorted it out for me no problems.

I've been a happy customer for years & had no problems increasing my credit limit, however it's always been at a level that's suitable for my spending.

Norm, if I have good experiences with a bank I tend to write about it. I personally dont just write about the bad experiences.

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