Hi
I was just interested to see if anyone has had any luck getting a 0% balance transfer recently. It seems as though a lot of people even with good credit scores are being refused. I haven't managed to clear all debt on the 2 cards and have 1,200 left. I haven't got a good score due to a few late payments. So is this the end of 0% transferring or are some of you managing to get them and if so with whom? Please share:D :D
Managed citi-card for 4.5k a couple of weeks ago and egg have just offered me 10k. My wife was also just accepted for citi-card but don't know the credit limit yet, she only works part time too (2 days a week) so she was quite surprised when accepted.
just got 0% from virgin with 5500 limit,and i dont need all that..but i have never defaulted once in 22 years so that may help ..
one from tesco for 2k and egg for 5.5k.
Managed citi-card for 4.5k a couple of weeks ago
I had an offer from these several months ago, but hadn't heard of them before and my 0% wasn't due to end at the time. Who are they? is it an MBNA card? Also how long was the 0% interest for?
Many Thanks to all for posting so far
I had an offer from these several months ago, but hadn't heard of them before and my 0% wasn't due to end at the time. Who are they? is it an MBNA card? Also how long was the 0% interest for?
Citibank, but they've withdrawn from the 0% market now, and are concentrating on LOB deals.
My credit score is okay-ish and I've been accepted for Nationwide Classic VISA card with 0% for 12 months (3% fee) with a 1,200 limit. I also applied for a bank account and been given a Flex Account with no debit card (got a dinosaur age ATM card. Nationwide is picky when it comes to issuing Debit Cards but not Credit Cards!
Got accepted for Virgin last week, 3600 credit limit, but I've never missed a payment on anything previously.
My OH (who until 6 months ago was overlimit on 2 cards, and made no payments for 3 months on a 3rd card) has just been given 2x 0% deals, a 14 month with Virgin for 1k, and a 12 month with Barclaycard for 1250 :)
I've just got a virgin one for 16mths at 0% today
I also got a virgin one for 16 months at 0% approved today
