I have had a Barclaycard since 1997.
Ever since the dumped Nectar I haven't used it and it has a decent 15k credit limit.
How is this affecting my credit with other lenders?
I haven't used it for quite some time apart from the odd i-tunes purchase.
Should I totally close the card or should I get them to reduce the credit say to 1k?
I'd like to have some 0% deals with other lenders but I feel tthe 15k on Barclayscard may be preventing me from doing so.
Conversely, is it better to keep the card open given that it is the card I have held the longest?
Ever since the dumped Nectar I haven't used it and it has a decent 15k credit limit.
How is this affecting my credit with other lenders?
I haven't used it for quite some time apart from the odd i-tunes purchase.
Should I totally close the card or should I get them to reduce the credit say to 1k?
I'd like to have some 0% deals with other lenders but I feel tthe 15k on Barclayscard may be preventing me from doing so.
Conversely, is it better to keep the card open given that it is the card I have held the longest?
