CreditCards Blog

Sorry if this has been repeated, and with hindsight I am sure it has already been suggested by Martin and many other MSE's as good advice.

I had the Abbey Zero 6 months interest free credit card (with no transfer fee) which expired yesterday. I couldn't find anyone else that was offering interest free balance transfer without a fee, so I swopped to the next best cheapest, Virgin (at that time).

I contacted Abbey today to cancel my card as I had transferred the balance to Virgin to be told by the Retentions Department that they would have offered me another 6 months interest free!!!:mad:

I wished I had approached them first and saved myself the fee, but hopefully someone else will benefit from my omission?

Good Luck and Merry Christmas and a very Happy New Year to all.

I wished I had approached them first and saved myself the feeExtremely unlikely they would give you an extension on a 6 month introductory offer BT, especially double it's duration for the original balance transferred!

If you, or a family member/spouse have another balance elsewhere call their bluff and see if the offer is available then. ;)

Sorry if this has been repeated, and with hindsight I am sure it has already been suggested by Martin and many other MSE's as good advice.

I had the Abbey Zero 6 months interest free credit card (with no transfer fee) which expired yesterday. I couldn't find anyone else that was offering interest free balance transfer without a fee, so I swopped to the next best cheapest, Virgin (at that time).

I contacted Abbey today to cancel my card as I had transferred the balance to Virgin to be told by the Retentions Department that they would have offered me another 6 months interest free!!!:mad:

I wished I had approached them first and saved myself the fee, but hopefully someone else will benefit from my omission?

Good Luck and Merry Christmas and a very Happy New Year to all.

My 6 months is due to expire in about 3 weeks. I rang them a few days ago (3 times) to test the water for another 0%. All three times I was told that it wouldn't be possible at this time, though I could try again in a couple of months !! Don't kick yourself as I don't think you would have got it.

I will let you know as mine is due before xmas, and I will be ringing them to cancel and pay off the balance. See if they were telling you the truth then ;)

My balance is sitting in my savings account, so I have no problems calling their bluff.

Cheers, Des.