Hello All
JUNE
Started with letters and phone calls off lowells saying I owed 2350, an old barclay credit card debt that was originally 1000.
I made the mistake of getting in touch and paying them 100 off the debt, we arranged to pay off 50 a month until it was cleared.
JULY
They said pay us 1500 settlement figure and that will be the debt payed off in full, I thought that sounds alright, I said can you put that in writing, the lad from lowells said when its payed he will push a button on his computer and that will clear the debt.
I thought that sounds fishy, so took advice from moneysaving.
AUGUST & SEPTEMBER
Just generally stalling them hoping they would go away, no chance.
OCTOBER
Sent them a Cca (think thats it) advice from moneysaving forum with an excellent pre typed letter and a pound postal order.
NOVEMBER
Gets a letter this week saying they have been in touch with barclays and our trying to get my details retrieved from the archive, the second and third paragraphs are scare tactics about how they might look for even more money blah blah etc.
Then the fourth paragraph which was a bit of a shock, they said, give us 940 and we will take this as final settlement, now do you think they have seen their !!!! and cant find this paperwork?
What should I do now, thanks in advance.
Regards Jack
JUNE
Started with letters and phone calls off lowells saying I owed 2350, an old barclay credit card debt that was originally 1000.
I made the mistake of getting in touch and paying them 100 off the debt, we arranged to pay off 50 a month until it was cleared.
JULY
They said pay us 1500 settlement figure and that will be the debt payed off in full, I thought that sounds alright, I said can you put that in writing, the lad from lowells said when its payed he will push a button on his computer and that will clear the debt.
I thought that sounds fishy, so took advice from moneysaving.
AUGUST & SEPTEMBER
Just generally stalling them hoping they would go away, no chance.
OCTOBER
Sent them a Cca (think thats it) advice from moneysaving forum with an excellent pre typed letter and a pound postal order.
NOVEMBER
Gets a letter this week saying they have been in touch with barclays and our trying to get my details retrieved from the archive, the second and third paragraphs are scare tactics about how they might look for even more money blah blah etc.
Then the fourth paragraph which was a bit of a shock, they said, give us 940 and we will take this as final settlement, now do you think they have seen their !!!! and cant find this paperwork?
What should I do now, thanks in advance.
Regards Jack
