CreditCards Blog

Hi all, over the past couple of months I've been getting alerts from Equifax (have Cap1 card & it comes free) about credit agreements being added/removed. In july my Littlewoods account deleted itself along with my Halifax CC account which I've had since I turned 18 being deleted from my file in September.
Just had another alert for today and on logging in have found my Three mobile contract has also been deleted!

Does anyone know why this should happen?
All said accounts are still open and no payment problems so I really don't know why this is happening.

Anyone shed some light?

Breezy ;)

Have you tried contacting Equifax and asking?

Have you tried contacting Equifax and asking?

Yeah I sent them a message and their reply "at the request of the said company" :confused:

It's almost as if my file is being wiped or something? The only things that remain now are bank accounts.
The interesting thing is a default from JD Williams vanished and that was only put on last October

Breezy ;)

Seems a little unusual to me but I dont know much about how they go about removing items. I thuoght it was more a case of they normally stayed on until they had expired.

Thats what I thought, the realy annoying thing is I've had the Halifax CC 5 odd years now and never missed a payment which really helped my score but now its gone :(

Just brought something from eBay with it and it went through so its not as if the card account is closed and my mobile certainly works.

Grrr :mad: (apart from default going) lol

Breezy ;)

Have you checked your Experian report to see if its having the same issues.

Yeah I get all 3 of them and they come off all of them (all be it at different times, call credit never had very much on there anyway)

Breezy ;)