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I currently have 2 credit cards, both maxed right out. One has £3700 and I am now paying interest on it as no company will give me another card to be able to transfer the balance.
My other card has £2500 on it and I don't start paying interest on this until April.
Can anyone suggest anything to stop me having to pay 14.95% on the first card. I can only afford to pay the minimum off at the moment. They are Halifax and Bank of scotland. I also only rent a property, but I do part own a house that has a family member in that I cannot sell.

Or should I stop worrying about this debt as it's not as bad as it looks?

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