The answer is obvious, but the psychology behind it is interesting...
http://timesonline.typepad.com/comment/2008/11/one-way-of-incr.html
http://timesonline.typepad.com/comment/2008/11/one-way-of-incr.html
The answer is obvious, but the psychology behind it is interesting... http://timesonline.typepad.com/comment/2008/11/one-way-of-incr.html I suspect if there was no minimum payment then a lot of people would be in more debt than they are now. Yes, I don't follow the logic of that proposal. If you take away mimimum payments, what's to stop people deciding to max out their cards and then pay off 10p a month for life (for example)?? |