CreditCards Blog

I am told that the under the consumer credit card act prior to 2007 that if a card company cannot provide within 14 days a signed copy of the original CC agreement that the accounts may not be inforceable.
All of a sudden as seen on Panorama companies are springing up saying without signed agreements these card where never valid in the 1st place, They charge approx 300 to take on the Card Companies.
Is this correct or not? I have applied to 2 major card companies who so far have no record of any signed contract between myself and them any advise where to go on this?

As a new poster I will try to be nice - if you spent the money pay it back!
If you want to give anyone 300 to look at your agreements - send it to a charity - at least it will go to a good cause - otherwise you may as well burn it.

Discussed in detail here :

http://forums.moneysavingexpert.com/showthread.html?t=1205313