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Barclaycard interest


Barclaycard have charged me 1.00 interest on a balance of 22.00. The APR is 12.9% although on the statement they show a rate of 1.019%, presumably per month. However, I make the amount to be 0.22p - can someone please let me know if my calculation is correct as I don't quite understand how they make it 1.00.

What happened the previous month - did you pay off the balance in full and before the deadline date?

I think 1 is the Minimum Interest Charge. This is becoming more and more commonplace.

This happened to me - they said it was a minimum charge. I just vowed never to let it happen again!

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