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$15000 credit cards debt what do i do

help!!! ive got so much on my credit cards, what do i do to get them paid off?!?

1. Stop using them
2. Stop overspending
3. Use money you can save from not overspending to pay them off

If possible, also look to see if you can consolidate them into a single card with a 0% interest rate on transfers, to give you a little breathing space away from interest payments while you pay them off.

I hope that helps for starters.

 

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