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now what??

What is the name of your state? tennessee

Unfortunately I do not have a copy of the agreement I signed. I mailed the original to the attorney. I assumed I was doing the right thing in paying my debt, but seem to have gotten myself into more of a mess than I was to begin with. What can I do now?
According to their calculations I will be paying on this for the next 10-15 years and paying at least $12,000.00 if not more.

Example Unordered List

debt collector not followi
Reposession & balance 
will it ever be paid for??
Notice to appear in court
Misallowcation of Payments
SOL has expired so what do
Arrest for a Bad check how
Writ of Garnishment with n
New Bill of NO Rights
Notice of Dismissal

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