Home-Consumer Bankruptcy 7 or 13?
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Consumer Bankruptcy 7 or 13?
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What is the name of your state? VA I have a few questions. I'm on the verge of declaring bankruptcy as the quality of my life has been severly impacted due to the events of 9/11 and the tremendous downturn in our economy. Business has been almost nonexistent.(Technology Sales Rep.) I need to know what my rights are for my state (VA) since my jurisdiction does'nt acknowledge Federal guidelines. We have a house and a car and unsecured debt (credits cards to the max used to survive) and things have gotten out of control. If and when I file how long will this stay on our credit reports and will it ruin us? Which option will allow us to keep our car and home? Chapter 7 or 13? In addition, would we be required to terminate all of our major credit card relationships? Please advise. Thanks for the life line and the listening ear. Sincerely, An honest hard working citizen!!! |
Example Unordered List
what if I just dont pay? (freezing bank account?
Responsible for balance of
debt collector not followi
Reposession & balance
defaulting on a loan
Sons X Spouse Repo
Question about debt collec
Notice to appear in court
Payment plan with collecti
