I have had six of ten negative tradelines removed on my experian report over the last six months. I have three hard pulls by one of the collection agencies(Northland Group) who owned two of my higher balances. The tradelines for those two accounts listed by the O.C.(Citibank) have been deleted from my report, and I have been considering writing a letter to Experian to have Northland's inquiries removed. Should I leave well enough alone? Or go for the gold? I don't want to stir something up striving for perfection.
Any help is greatly appreciated.
How old are the inquiries? The older they are, the less they ding you so you may want to leave well enough alone as you said. Of course you can always call and play dumb and be like I have never heard of these people and see what happens.
Sometimes they just remove them if you get the right person who is in a good mood and the moon is not full and there is not a chance they might turn into a werewolf. :P
And good job with EXP, they are notoriously hard to deal with!
Thanks for the post, I appreciate your input. The dates of the inquiries were 5/1/03, 8/12/03, & 5/6/04. Maybe I'll try my luck on the phone or maybe buy a lottery ticket...they both seem like long shots. :)
Originally posted by ankay1
I have had six of ten negative tradelines removed on my experian report over the last six months. I have three hard pulls by one of the collection agencies(Northland Group) who owned two of my higher balances. The tradelines for those two accounts listed by the O.C.(Citibank) have been deleted from my report, and I have been considering writing a letter to Experian to have Northland's inquiries removed. Should I leave well enough alone? Or go for the gold? I don't want to stir something up striving for perfection.
Any help is greatly appreciated.
How did you get the tradelines remove?
