Finance House

My Providian FAKO credit profile is reporting I have 2 inquiries. To the best of my knowledge, I've only authorized one inquiry in the past 2 years.

I'd like to get a copy of my credit report to see what this is all about, but don't really want to pay for a report. Is there a way I can get a free report to see what the inquiry was for (just cancelled my trial with PrivacyGuard, so that won't work)?

Just ocurred to me I applied for a job on Monday and authorized them to pull a credit report (Damn, I'm screwed - just put a new computer on one card and intended to write a check before I had to pay interest, forgot it would eat up my available balance) - would this come up as a hard inquiry?

Originally posted by DieselGirl
My Providian FAKO credit profile is reporting I have 2 inquiries. To the best of my knowledge, I've only authorized one inquiry in the past 2 years.

I'd like to get a copy of my credit report to see what this is all about, but don't really want to pay for a report. Is there a way I can get a free report to see what the inquiry was for (just cancelled my trial with PrivacyGuard, so that won't work)?

Just ocurred to me I applied for a job on Monday and authorized them to pull a credit report (Damn, I'm screwed - just put a new computer on one card and intended to write a check before I had to pay interest, forgot it would eat up my available balance) - would this come up as a hard inquiry?
Requesting your credit report SHOULD NEVER BE A HARD under any circumstances!!!

It may or may not show. When I worked in the insurance industry I worked for 2 companies. During the hiring process one company managed a soft pull, the other showed up as a hard.

Grrr, paid the $12 and checked my TU report. Turns out it was the apartment complex where I live. I moved in in September, they said no need to pull my report. I've paid the rent on time every month, and for some reason they just pulled my report. Jerks.